YouHodler FinTech platform is focused on crypto-backed lending with fiat (USD, EUR, CHF, GBP), crypto (BTC) and stablecoin loans (USDT, USDC, TUSD, PAX, PAXG, DAI, HUSD), crypto/fiat and crypto/crypto conversions, as well as high-yield crypto-saving accounts (crypto-rewards & staking). The platform supports BTC, BCH, BNB, ETH, LTC, XLM, XRP, DASH and other popular cryptocurrencies and tokens. User’s digital assets are safely guarded with Ledger Vault’s advanced custody and Fireblocks security options. YouHodler is an EU and Swiss-based brand. Ilya Volkov is the CEO and Co-founder of YouHodler. Company is operated by Naumard LTD which is based in Cyprus.
Earn interest on Bitcoin (BTC), Pax Gold (PAXG), USD Coin (USDC), Tether (USDT) and more. Turn your cold assets into hot profit instantly by depositing crypto in your crypto savings account and getting weekly interest payments.
-Digital asset management system with $150M pooled crime insurance by Ledger Vault
-Weekly compound interest payouts in stablecoins and crypto
-Ability to use savings funds as a collateral for lending products.
YouHodler is decreasing the yield limit to $1,000
YouHodler is decreasing the yield limit to $1,000 for all users that didn’t use YouHodler’s DUAL, MultiHODL, or loans in the past three months. Users’ yield limit will be adjusted based on their activity on the platform.
YouHodler is updating its loans
YouHodler has introduced updated terms for its loan offerings, including flexible loan terms and stable fee rates.
YouHodler launched a Stop Loss function for its Multi HODL
YouHodler enables traders who use the Multi HODL tool to move the Stop Loss level to a percentage in the “profit zone” and take your profits.
YouHodler is lowering interest rates
YouHodler is lowering the crypto reward rates for the top coins. You can earn 3% APY on BTC, 4% APY on XRP, 4% APY on ETH, and 8% APY on all stablecoins.
Crypto savings interest rates
How to Earn Cryptocurrency
1.Deposit crypto into a crypto interest account
YouHodler pays interest on crypto assets. If you don’t have such crypto you can convert it from other cryptocurrency or fiat currency. Earn 12.3% on EUR, earn 12.3% on USD, earn 12.3% on GBP by convert fiat to stablecoins in seconds using our platform.
2.Earn interest on crypto (earn free crypto)
Once the funds are deposited into your crypto savings account, the first weekly payment period begins and you earn free crypto.
Monitor your crypto interest earnings on a daily basis by checking the “Earned” counter. At the end of each week, the earned amount will be deposited into your account.
If you release funds before the end of the weekly period, you will not receive interest earned during the uncompleted week.
If additional crypto is deposited within the weekly period, the crypto interest from this deposit will be applied to the next week.
After each week is over, crypto interest will be deposited into your Account. Users are free to keep it, accumulate even more profit.
3.Boost your crypto earnings and keep your interest
Play along with your free cryptocurrency from your crypto savings account. Find the right balance and take a limited risk VS an asymmetrical high level of potential profit
Please note, that YouHodler has compound interest. That means you will get even more than 12% APR. As for the other platforms, we used their official rates but cannot confirm about compound. Also, some other platforms require users to stake a large amount of tokens to get a higher interest rate.
YouHodler – Best Desktop and Mobile Crypto Wallet
Get Instant Crypto Loans
Use the TOP 50 coins as collateral for crypto loans with the highest loan to value ratio (90%). Get loans in EUR, USD, CHF, GBP, BTC or Stablecoins and withdraw instantly to credit card and personal banks.
Multi HODL – Better than trading
Multi HODL – the most user-friendly trading service for those who want to extract profit from market volatility in both directions (UP or DOWN) quickly and easily.
Fast and real execution. No order placements fee. No profit share fee. Instant withdrawal and deposit. Online support 24/7.
YouHodler KYC Process
Before depositing any funds to YouHodler, you must verify your identity. You have to take a selfie with your identity proof. It can be a passport, driving license, or national ID. You have to submit your personal information such as full name, date of birth, nationality, and address. Now, the YouHodler team will verify all the information. Once your account is approved, you can perform transactions.
You can deposit your fiat currency (EUR, USD or GBP) into your YouHodler wallet via debit/credits card or a bank wire transfer. You can access your funds 24/7.
You can deposit as well Bitcoin or other cryptocurrencies and start earning interest right away. The saving account rates vary for each cryptocurrency. The minimum amount to start earning the interest is $100 (in crypto equivalent).
Who can sign up on YouHodler?
YouHodler is not available to U.S. residents. This could be because the U.S. has strict rules about leveraged trading options. If you use YouHodler’s services from the U.S., China, or other banned countries, your account may be frozen, and you could lose any returns you made on your investments.
At this time, services cannot be provided to citizens of the following countries: The USA; Bangladesh; China;Iraq;Pakistan;Crimea;Cuba;Iran;North Korea; Sudan; Syria; Afghanistan; Palestinian Territories; Nepal;Bolivia;Egypt;Algeria;Morocco.
YouHodler’s support is far better than most of the support options from other crypto lending platforms. The platform has also a dedicated help section where you can learn more about the terms and conditions and how certain products work. We highly recommend checking out the help section to learn more about individual products such as the Multi HODL or Turbocharged loans.
YouHolder Review Summary
1.YouHodler is right for you if you’re a non-U.S. customer who wants to earn interest on your crypto. The main benefit of YouHodler is that your coins remain yours according to YouHodler’s terms and conditions. The platform offers competitive rates which is one of the main reasons you should consider YouHolder when earning interest on your coins.
2.You are comfortable with higher-risk trading tools or you want to use your crypto as loan collateral.
Key Takeaways from our YouHodler Review
- Solid legal setup
- Competitive rates
- Helpful support
- Easy to use platform
If you are looking for a reliable platform to earn interest on your cryptocurrency YouHodler is one of the best options on the market.